[Strangelet]

Originally Posted by jOHN rODRIGUEZ

Nuh-uh.

um. so, like, yes-uh


the problem is how to remove the pre-existing condition exploit.

from the wsj

Democrats' health legislation would require insurance companies to accept all customers, regardless of their health history, and prevent them from charging customers more based on factors other than age. States such as New York and New Jersey curbed these practices but didn't require most people to get insurance, and the price of premiums rose sharply.
"We're worried that that creates a situation for people to ... only purchase health insurance when they need it," said Karen Ignagni, president of America's Health Insurance Plans, the main industry trade group. That hurts the industry because premiums paid by people who need little health care help to pay the costs of those who need a lot of care.

the fine is different depending on which bill and which amendment but its generally around 2.5% of your income. the gun point part comes when you refuse to pay it, like any other government fine or tax.